Terms of Use
Last updated: July 20, 2026
Not financial advice
NavoFin publishes educational content and a conversational AI Adviser about Canadian personal finance. Nothing on this site is personalized financial, tax, legal, or investment advice. We are not a licensed financial planner, mortgage broker, or investment adviser. Before acting on any suggestion, verify current terms with the issuer and consider talking to a licensed professional.
Accuracy
Credit card rates, fees, promotions, and rewards change frequently. We try to keep articles current, but the issuer's website is always the source of truth. If you find something out of date, please tell us.
The AI Adviser
The Adviser is an AI assistant. It can make mistakes, misremember card details, or produce confident-sounding but incorrect numbers. Treat its output as a starting point, not a final answer. Do not share sensitive information (SIN, full card numbers, banking passwords) with the Adviser — we don't need any of it to help you.
Acceptable use
- Don't use NavoFin to attempt to defraud any issuer or lender.
- Don't scrape, resell, or republish our content without permission.
- Don't attempt to abuse or overload the AI Adviser.
Liability
NavoFin is provided "as is". To the fullest extent permitted by Canadian law, we are not liable for any loss arising from your use of the site or reliance on its content, including decisions you make about credit products.
Affiliate links
Some links on NavoFin are affiliate or partner links. When you click those links and apply for or purchase a product, we may earn a commission from the issuer or provider. This does not change the price you pay. Affiliate links are disclosed on the relevant pages and in our Affiliate Disclosure.
Contact
Questions about these terms? Email hello@navofin.ca or visit our Contact page.